The factors that influence your Professional Indemnity Insurance’s (PII) premium, include but are possibly not limited to the following:

• the largest commission in the last five (5) years
• the annual turnover of the practice
• the number of its employees
• any claims/actions made against the practice
• the conditions of appointment
• the forms of construction contract used
• major projected schemes in detail, including the nature of the work
• whether the practice deals with pollution (an additional premium is levied for pollution liability).